Disclosure - Keep Investing

+91-98964-11545 itsvijaygarg@gmail.com

Business Model

ARN-57584, Vijay Kumar Garg is a mutual fund distributor registered with AMFI (Association of Mutual Funds in India). We offer only "Regular plans" of mutual fund schemes. We earn commission from mutual fund companies for distributing their schemes.

Conflict of Interest

We hereby declare that:

We do not have any conflict of interest in recommending mutual fund schemes
Our recommendations are based on client's risk profile, investment goals, and financial situation
We do not accept any consideration from clients for providing investment advice

Commission Structure

We are getting commissions for mutual fund business sourced under our own ARN code. The commission earned by us varies from Fund house to fund house and from Scheme to Scheme. We receive trail commission from mutual fund companies based on the Assets under Management (AuM). This commission is already factored into the scheme's Total expense ratio and NAV of Regular Plan of schemes is declared post expenses.

Updated as on October 2025.

Scheme Type	Up-Front	Trail
Liquid Funds	Nil	0.05%-0.25%
Ultra Short Term Schemes	Nil	0.10%-0.65%
Short Term Income Funds	Nil	0.15%-0.65%
Income Funds	Nil	0.05%-1.0%
Gilt Funds	Nil	0.05%-0.65%
Hybrid Debt/Credit Risk Fund	Nil	0.25%-1.0%
Arbitrage Funds	Nil	0.25%-0.75%
Fund of Funds	Nil	0.25%-1.0%
ELSS	Nil	0.50%-1.50%
Index Funds	Nil	0.05%-0.75%
Equity Funds	Nil	0.50%-1.75%
Aggressive Hybrid/ Multi asset Funds	Nil	0.50%-1.50%

The rates of commission disclosed above:

1. Are subject to change, without any prior consent and at a sole discretion and agreement between ARN-57584 and the respective AMCs.

2. For investments subscribed into Regular/Distributor Plan which involves payment of commission to MFD. No Upfront commission is paid to/received by us.

3. Details of scheme level commission on Mutual funds are available with Us and would be produced on request.

4.This information is compiled on a best effort basis and rates are updated as and when they are received from AMCs.

Risk Factors

Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved.

All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes.

We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.