PPHOKI Icon Venture Capital is a money lender licensed by the Ministry of Housing and Local Government of Malaysia (KPKT) and compliant with the Malaysia Money Lenders Act 1951. Icon PayEx offers more affordable and fast loans from as low as RM87.50 per month with expediated approvals and longer tenures to effectively meet the immediate needs of the nation, especially those in the underserved B40 community, thereby fulfilling a long-awaited need by the government.